Moving in with your partner or simply buying your own house together is definitely an exciting prospect. However, a few couples realize how risky their situation could be from a legal point of view. However, married or civil couples are protected by the law.
A civil partnership is a recognized relationship with the law. This kind of partnership only exists once it’s registered. Once registered, it confers the same rights as well as responsibilities as marriage.
However, if you’re planning to buy a house together, while you’re in a civil partnership, here are the tips for you:
Investigate the Property
As much as possible, you don’t want to see the house through the pictures alone. Setting sometime and visiting the house together could surely help you see more about the house. You don’t want to move into the house that fast and end up having problems such as leakage, electricity and water-related problems. So, in order for you to see these problems, it would be best for the both of you to visit the prospective house.
Check the Price
Do you think you can really buy the house? If you have a joint account and you think you can handle to pay the whole price of the house, then go for it. If you have regular jobs, then it would be a lot better to secure yourself and pay the mortgage and taxes on the house. Living together can be quite easy, at least for your finances, as you have someone who can help you. But there are also some difficulties that may arise later on. So, before you dig into buying a new house, it would be best for you to discuss financial matters and if you can really handle it together.
Do You Want to Rent Together
If you’re renting together, it’s a good idea for you to have the tenancy agreement in both of your names. You need to discuss if you’ll be having a joint account to pay the rent of the house or the apartment. As much as possible, you don’t want you, alone, to pay the rent or even the mortgage of the house. Since you’re in a civil union, you need to pay it both. If you think you only have enough income every month, renting a house would be a good idea. You can actually choose the size suitable enough for the two of you, or if you already have kids and pay for it monthly, for which you can share together.
Living together with your special someone in a civil partnership cannot be more exciting and sweeter. If you want to enjoy every day with each other, it would be best for you to consider buying a house. However, to make it work, make sure that you take these tips mentioned above. This way, you’ll realize if you can really live together.